Not in Poland; but in China – yes. China figured out a new system of determining people’s creditworthiness, which is a condition to get any kind of loan. They took gamefication to a whole new level. What is more, this is a new idea how to get more data about the people and how to control their private lives.
The system was shown this year and in 5 years it will be compulsory in all China. People will be getting credit points in scale 350-950. There will also be a tracking application, which will be coupled with the ID of every citizen. How you can gain or loose points? With almost every click you make. You gain points if you have online friends, who are politically correct (of course not on facebook etc, but on Chinese substitutes of Western social media), if you have a hobby which is considered to be a “positive hobby” (there are two categories of hobbies – positive and negative ones), if you buy appropriate products – e.g. healthy food, etc.
In order to make all this work, government prepared the “carrot” – bonuses for taking good care of the gamescore. The more points you get the bigger loan you can take, e.g. for 650 points you can borrow a car without paying the deposit, for 700 points you can get the allowance for a trip to Singapore and for 750 points guarantees obtaining a Schengen visa. Moreover, companies are going to adjust their services to this system and e.g. if you have the appropiate amount of points, you will have a higher passanger status at airlines and get additional conveniences for free.
All of that sounds terryfing, however, we give a lot of pieces of information about ourselves as well. There is just no pointing system, but the data is there. Do you think it will be ever possible to do something similar in Europe? For a smaller scale?